Category Archives: Mortgage

How London Build-to-Rent Development Affect BTL Landlords and Rents

With the new Conservative administration came a new view towards housing. The shift from home-ownership to more choice and constructing housing for all tenures has been clear. What is less clear, is the impact of that change on existing Buy-to-Let (BTL) landlords. As part of that shift in the Government’s view, there has been a… Read More »

PRS – The Cost of Being a Landlord and The Benefit to the Economy

As a landlord, we know you already understand the expenses relating to your provision of property to the Private Rental Sector (PRS). But, recent research from Buy-to-Let (BTL) specialists, Kent Reliance, has calculated average data by region. The data also put a figure on just how important BTL landlords are to the economy. We’ve picked… Read More »

Why BTL Mortgage Market Valuations Have Fallen

Why BTL Mortgage Market Valuations Have Fallen.  It’s well over a year ago that the stamp duty tax surcharge for owners of multiple property came into action. That’s plenty of time for the dust to settle and see exactly what impact it’s having on the Buy-to-Let market. Read on to discover more detail about life… Read More »

The Rental Market in a Post-Brexit World

As you’re no doubt fed up of hearing and reading – the outlook surrounding Brexit is uncertain and so it is the rental market. We’re sure you know why, so we won’t bore you with that right now. What we do want to discuss is how the UK’s residential lettings market might look, post-Brexit. Let’s… Read More »

Is Government Support of Long-Term Tenancies Well-Placed?

Clear support of Long-Term Tenancies for renters was one of those points of the Housing White Paper way back in February of this year. When the Government finally unveiled it in February, it received a mixed response. There were a few points that were generally accepted as ‘good’. But response to the majority was dependent… Read More »

What Article 24 Could Mean for Landlords

Another day, another discussion about potentially higher costs for Buy-to-Let (BTL) landlords. Today’s post will address the details of Article 24 of the Tax Code and how it could impact landlords. As most of you already know, the Government is phasing out mortgage interest tax relief. Where landlords were able to claim tax relief on… Read More »

British Landlords Surprised by New Tax Changes

British Landlords Surprised by New Tax Changes The Government’s latest tax changes came into force on April 6th. But, a recent survey suggests some 85% of those affected by the changes may not realise it. The recent tax change relates to tax relief; from April 2017, the amount of tax relief landlords can claim was… Read More »

How the UK Property Market Will Look Post-Brexit

The UK housing market is a popular topic of conversation among, well, pretty much everyone! And, since the UK voted for Brexit and Prime Minister Theresa May said “Brexit means Brexit”, discussion on the topic is in overdrive. But, what exactly does Brexit mean for the housing market and more importantly, house prices? Well, we’ve… Read More »